Loan refusals

They said no. Nobody told you for how long.

Some refusals clear on their own in ninety days. Some sit on your report for years. And some were never about you at all. Until you know which one you are in, applying again is the worst thing you can do — every attempt leaves another mark.

How long it sits

Pick a reason below and this fills in.

What did they tell you?

What this page will never show Which lender stops at which number. Those thresholds are not published anywhere on this site and they are not published here. This shows the shape of the wait and where you stand in it, never the line that decides it.