Our Story

Built by people who've seen
every loan mistake
Indians make.

Moneyed was built from frustration — watching hardworking Indians overpay on loans year after year, simply because no one took the time to explain the options. We changed that.

Zero Commission
DPDP Compliant
15+ Bank Partners
5,000+
Borrowers Helped
₹250Cr+
Loans Structured
16+ Yrs
Loan Advisory Expertise
4.8 ★
Google Rating

Why We Exist

The problem nobody was solving honestly.

Most Indians take their first home loan or personal loan from the first bank that approves them. They never compare. They never negotiate. They don't know they can. And they spend the next 10–20 years overpaying lakhs in interest that nobody told them they could avoid.

Banks have entire teams of relationship managers — trained to sell, not to advise. Financial advisors often earn commissions. Online aggregators show you "best rates" that aren't actually available to you. Nobody was fighting in the customer's corner.

"The average Indian borrower overpays ₹3–7 lakhs over the lifetime of a ₹50L loan. Not because they're careless — but because nobody sat with them and explained the math."

— Nakul Verma, Founder

Moneyed was built to fix that. We take the time. We study your CIBIL, your FOIR, your existing loans. Then we find you better options — across 15+ banks — for free. No commissions. No pressure. No hidden agenda.

What every Indian borrower deserves to know — but rarely hears:

  • Your bank's "best rate" is rarely the market's best rate — it's the rate they make the most profit on
  • You can negotiate interest rates, processing fees, and prepayment penalties — most people never try
  • A balance transfer at the right time can save you ₹5–15 lakhs over a 20-year home loan
  • A CIBIL score above 750 unlocks rates 1–2% lower — which compounds to lakhs in savings
  • Moneyed maps your profile to 15+ lenders and finds the exact offer you qualify for — before you apply

The Team

26 years of combined expertise, zero conflicts of interest.

We're not brokers. We're not affiliates. We're financial professionals who've spent careers inside banks and lending institutions — and decided it was time to work for borrowers instead.

NV
Nakul Verma
Founder
16 Years of Experience

Nakul has spent 16 years at the intersection of banking, credit underwriting, and consumer finance — working across PSU banks, private banks, and NBFCs in roles spanning retail lending, loan restructuring, and risk management.

Having reviewed thousands of loan files from the lender's side, Nakul knows exactly what banks look for — and how borrowers can position themselves to win the best terms. He built Moneyed to democratise this insider knowledge.

He specialises in home loan structuring, balance transfer strategy, CIBIL score optimisation, and debt consolidation for salaried and self-employed borrowers across Delhi NCR and pan-India.

Home Loans Loan Restructuring Credit Underwriting CIBIL Strategy Balance Transfer Debt Consolidation FOIR Optimisation
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PV
Priyanka Verma
Co-Founder & CTO
10 Years of Experience

Priyanka brings 10 years of experience in customer financial advisory, credit counselling, and retail banking operations. Her career spans roles in customer relationship management at leading banks, where she guided hundreds of families through complex financial decisions.

Priyanka's philosophy is simple: financial advice should be clear, jargon-free, and always put the customer first. She is the reason Moneyed's clients feel heard, supported, and confident — not overwhelmed or sold to.

She leads Moneyed's customer onboarding, CIBIL review consultations, EMI planning, and financial health assessments — ensuring every client gets personalised attention and a clear action plan.

Credit Counselling Financial Planning Customer Advisory EMI Structuring CIBIL Review Retail Banking Women & Finance
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What We Stand For

The principles we never compromise on.

🎯
Customer Always Wins
Our advice is shaped entirely by what's best for you — not by which lender pays us more. We don't earn commissions from banks. We earn trust from borrowers.
🔍
Radical Transparency
We explain every term, every clause, every trade-off in plain Hindi or English — so you make informed decisions, not pressured ones. No fine print surprises.
⚡
Speed Without Shortcuts
We move fast — but we never skip the analysis. Our tools process your CIBIL and profile in seconds, but our advice is always backed by 26 years of experience.
🔒
Privacy by Design
Your financial data stays yours. We are fully compliant with India's DPDP Act 2023. We never sell, share, or monetise your personal information. Ever.
🆓
Free. Always.
Our advisory service, CIBIL analysis, and loan comparison are 100% free for the borrower. We believe access to good financial advice should not depend on how much you earn.
🇮🇳
Built for India
We understand salaried professionals, self-employed business owners, NRIs, and first-time borrowers. Our tools and advice reflect the real landscape of Indian lending — not a foreign model.

Compliance & Trust

Legally sound. Ethically driven. Technically rigorous.

We take compliance seriously — not as a checkbox, but as a commitment to the people who trust us with their financial information.

DPDP Act 2023 Compliant
We operate in full compliance with India's Digital Personal Data Protection Act 2023. Explicit consent is obtained before any data is processed. You can withdraw consent at any time.
256-bit SSL Encryption
All data transmitted through Moneyed's platform is protected with bank-grade 256-bit SSL encryption. Your CIBIL reports and personal details are never stored in plain text.
No Credit Enquiries Without Consent
We never pull your credit report without your explicit written consent. Hard enquiries can reduce your CIBIL score — we protect it by seeking permission first, every time.
Zero Commission from Lenders
Our advisory service is funded by the customers we help — not by banks or NBFCs. This ensures our recommendations are never influenced by who pays us more.
LEGAL DISCLAIMER

Moneyed Finance (moneyed.co.in) is an independent financial consulting and loan advisory firm registered in India. We are not an RBI-registered Bank, Non-Banking Financial Company (NBFC), or direct lending institution, and we do not provide loans, deposits, or credit products directly from our own balance sheet.

All loan approvals, interest rates, processing fees, prepayment penalties, and terms are solely determined by the credit underwriting policies and internal discretion of the respective partner Banks and NBFCs. Moneyed Finance acts purely as a loan advisory and facilitation intermediary, assisting clients in navigating the loan application process and connecting them to suitable lenders.

CIBIL score analysis provided through our platform is based on the PDF report uploaded by the user and is for informational and advisory purposes only. It does not constitute a credit bureau report, credit score certification, or formal credit assessment. For official CIBIL scores, please visit www.cibil.com.

Interest rates and loan products displayed are indicative and subject to change. Actual rates available to you may differ based on your credit profile, income, employment type, and lender policies. Past advisory outcomes do not guarantee future results.

All personal data is processed in accordance with India's Digital Personal Data Protection (DPDP) Act, 2023, and our Privacy Policy. By using this platform, you acknowledge that you have read and agreed to our Terms & Conditions.

Customer First

Grievance Redressal

Koi shikayat hai? Hum sunte hain — aur theek karte hain. Hamare saath apna issue seedha share karein.

Grievance Officer
Nakul Verma
Founder, Moneyed Finance
+91 6269000066 Help@moneyed.co.in
Regulatory Escalation
RBI SACHET Portal
If your complaint is not resolved within 30 days, you can register a complaint on RBI's official SACHET portal. / Agar aapki shikayat 30 din mein resolve nahi hoti, aap RBI ke official SACHET portal par complaint register kar sakte hain.
sachet.rbi.org.in
Response Commitment:  We respond to all complaints within 3 working days. Please share your name, contact number, and complaint details clearly. / Hum 3 working days ke andar aapki shikayat par response dete hain. Complaint karte waqt apna naam, contact number, aur shikayat ki details clearly share karein.

Talk to us. No pressure. No cost.

We've helped 5,000+ borrowers across India save lakhs on their loans. Your situation is unique — let's look at it together.

Check My Eligibility Free Call Us: +91 62690 00066